Privacy Policy

Effective Date: January 1, 2023
Last Updated: April 2026
This Privacy Policy describes how Individual Entrepreneur Gumerova Gulnara Faridovna
(“Company”, “we”, “us”, “our”) collects, uses, and protects personal data of users worldwide.
We provide online educational services and operate internationally.

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1. Legal Entity
Legal Entity:
Individual Entrepreneur Gumerova Gulnara Faridovna

Registered in:
Russian Federation

We provide services globally.

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2. Data We Collect
We may collect:

• Full name
• Phone number
• Email address
• Form data
• Messages
• Technical data (IP, device, cookies)

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3. Legal Basis (EEA)
For users in EEA:

• Consent
• Legitimate interest

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4. How We Use Data
We use data to:

• Contact you
• Provide course information
• Support users
• Improve marketing and ads

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5. Advertising & Analytics
We use:

• Meta
• Google

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6. Data Sharing
We may share with:

• CRM
• Analytics
• Messengers (Telegram, WhatsApp)

We do not sell data.

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7. International Transfers
Data may be processed globally.

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8. Retention
We store data as needed for communication and marketing.

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9. Your Rights
You can:

• Request access
• Edit or delete data
• Withdraw consent

Email: info@wb-school-gulnara.online

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10. Cookies
We use cookies for analytics and ads.

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11. Security
We apply reasonable protection measures.

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12. Updates
Policy may be updated.

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13. Contact
Email: info@wb-school-gulnara.online




Terms of Service (Public Offer)

Effective Date: January 1, 2023
Last Updated: April 2026
This document constitutes a public offer.

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1. General Provisions
This offer is made by:
Individual Entrepreneur Gumerova Gulnara Faridovna
(hereinafter — “Company”)
By submitting a request or using the website, the user accepts this offer.

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2. Services
The Company provides:

• Online educational courses
• консультации
• информационные материалы

The format and content are determined by the Company.

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3. User Obligations
User agrees to:

• Provide accurate information
• Not misuse the website
• Not copy or distribute materials without permission

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4. Payment (если добавишь позже)
If services are paid:

• Payment terms are specified separately
• Access is granted after payment
• Refund policy is defined per product

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5. Disclaimer
The Company:

• Does not guarantee specific results
• Is not responsible for user decisions

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6. Intellectual Property
All materials belong to the Company.
Copying and redistribution is prohibited.

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7. Limitation of Liability
The Company is not liable for:

• indirect damages
• loss of profits
• user decisions based on content

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8. Data Processing
By using the website, the user agrees to the Privacy Policy.

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9. Changes
The Company may update terms at any time.

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10. Governing Law
This agreement is governed by the laws of the Russian Federation.

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11. Contact Information
Individual Entrepreneur Gumerova Gulnara Faridovna
Email: info@wb-school-gulnara.online